How I’m Turning $5,000 of Dead Money Into Tax-Free Growth?

I owe the IRS $10,000 every April. I don’t pay it through my paystub – I pay it all at once at tax deadline.

Why? Credit card signup bonuses, float the money longer, run experiments.

Here’s what I did with $5,000 of that tax money while it sat waiting.

I found a card with 0% APR for 12 months. That’s when it hit me – why park the float in a high-yield savings account? Put it in the market instead. A Roth IRA. Tax-free growth instead of taxable interest.

I’m always looking for ways to squeeze more out of a dollar. This is one of them. Month zero starts now.